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How to deposit money from MPESA to Coop Bank account

This is a simple process on how to deposit money from MPESA to Coop Bank using paybill number 400 200. Currently there are no charges when making this deposit. You require the bank account number you want to deposit to.

Steps to deposit money from MPESA to Coop Bank account

  1. Go to MPESA menu
  2. Select Lipa na MPESA
  3. Choose Pay Bill
  4. Select Enter business no
  5. Enter 400200 and press OK
  6. Select Account no
  7. Write the 14 digit Coop Bank account number you want to deposit the money to
  8. Choose Amount
  9. Enter your MPESA PIN
  10. Confirm deposit

The MPESA to Cooperative Bank account sometimes fails to verify the name of the account before you complete the transaction. You should therefore make sure that the Account number is correct. After a few seconds, you will receive two messages:

  1. message confirming MPESA transaction completion from Safaricom
  2. message confirming the Name of Account you just deposited to. In case this name does not correspond with the account you were depositing to, it means you made a mistake and should contact Safaricom or Coop Bank customer care for guidance.

Coop Bank Paybill charges

Cooperative Bank does not charge anything when you deposit using MPESA. However, in case of withdrawal from your account, you will be charged applicable MPESA rates.